# Certified True Copy of Bank Statement for Mortgage or Loan Application - Canonical URL: https://certifiedtruecopydubai.ae/certified-true-copy-of-bank-statement-for-mortgage-loan/ - Description: Certified true copy of your bank statement for a mortgage or loan application in Dubai, done in house, in person at our office, online or on a home visit. - Language: en-AE - Last updated: 2026-10-12 [Home](https://certifiedtruecopydubai.ae/) / [Individual](https://certifiedtruecopydubai.ae/individual-document-certification-dubai/) / [Bank Statements and Utility Bills](https://certifiedtruecopydubai.ae/certified-true-copy-of-bank-statements-utility-bills/) / **Bank Statement for Mortgage or Loan Application** Get a certified true copy of your bank statement for a mortgage or loan application, examined and certified in house by our own licensed UAE lawyers to meet your lender’s document requirements. [Start Your Enquiry](https://certifiedtruecopydubai.ae/contact-us/) [WhatsApp us](https://wa.me/971524841790) A certified true copy of a bank statement, in this context, is a copy of your bank statement that a licensed UAE legal professional has examined against the original and endorsed as a genuine, accurate copy, for submission with your mortgage or loan application. The certification confirms that the copy matches the original document shown at the time. It does not evaluate your creditworthiness or confirm the figures are accurate for lending purposes, that assessment remains with your lender or mortgage broker. ## Certified Bank Statements for Mortgage and Loan Applications Banks and mortgage brokers frequently ask for a certified true copy of bank statement for mortgage Dubai applicants can submit alongside their loan file. This page covers how that certification is done for mortgage and loan use specifically. ## Who Needs This Certification - First-time home buyers applying for a mortgage in the UAE - Property investors financing a purchase through a bank loan - Individuals refinancing an existing mortgage - Applicants for a personal or business loan where the lender requests certified statements - Guarantors or co-applicants whose bank statements form part of the lending assessment ## Who Can Attend and What Is Required The certification is generally done for the named account holder, attending in person with the original statement and identification. For joint accounts or joint mortgage applications, it is worth checking whether your lender expects each account holder’s statement to be certified individually. If a representative is attending on behalf of an applicant, bring any power of attorney or authorization documentation so it can be reviewed alongside the bank statement. ## How the Certification Works 1. Tell us which statements your lender or broker has requested and by when 2. We confirm the documents needed and book your appointment 3. Each original statement is examined against its copy by a licensed UAE legal professional 4. The copies are certified as true copies of the originals 5. You collect the certified statements, ready to submit with your mortgage or loan file ## Common Mistakes to Avoid - Bringing a statement that covers the wrong date range for what the lender requested - Submitting statements with missing pages, which can cause the lender to reject the file - A name on the account that does not match the mortgage applicant’s name, common with joint or family accounts - Missing the bank’s official stamp or authentication on a printed statement - Assuming a translated statement is automatically accepted without separate certification of the translation ## Typical Situations A first-time buyer is asked by their bank to submit certified copies of several months of salary account statements as part of the mortgage assessment. An expat professional refinancing an existing property loan needs certified statements from a new employer’s salary account to support the updated application. A guarantor supporting a friend’s business loan is asked to provide a certified true copy of their own bank statement as part of the lender’s due diligence. ## How This Differs From General Bank Statement Certification A general bank statement certification is often a single document for an administrative purpose. Mortgage and loan cases usually involve multiple months of statements that need to be certified as a consistent, complete set, often with every page included and in the correct order, since lenders tend to be strict about completeness. Our plain-language guide explains how these differ. [Read the comparison guide](https://certifiedtruecopydubai.ae/certified-true-copy-vs-notarization-vs-attestation/) ## What to Bring - Original bank statement covering the period your lender or broker has requested - Passport copy of the account holder - Emirates ID, if you are a UAE resident - Your lender’s or mortgage broker’s document request letter or checklist, if available - Power of attorney or authorization letter, where a representative is attending instead of the account holder - [See fees and process](https://certifiedtruecopydubai.ae/certified-true-copy-attestation-fees-dubai/) - [Need it same day?](https://certifiedtruecopydubai.ae/same-day-true-copy-attestation-dubai/) - [All bank statements and utility bills pages](https://certifiedtruecopydubai.ae/certified-true-copy-of-bank-statements-utility-bills/) - [Send us your details](https://certifiedtruecopydubai.ae/contact-us/) ### Need It Certified Quickly Mortgage and loan approvals often run against a deadline set by the bank. If you need your statements certified urgently, see our Same-Day / Urgent Certified True Copy Attestation page. [See same-day options](https://certifiedtruecopydubai.ae/same-day-true-copy-attestation-dubai/) Cost ## What Does It Cost? Fees depend on the number of statements being certified and how quickly you need them done. See our Certified True Copy Attestation Fees & Process page for current figures. [See fees and process](https://certifiedtruecopydubai.ae/certified-true-copy-attestation-fees-dubai/) ### Certified by a Licensed Legal Professional Certification is examined and performed by a licensed UAE legal professional, a lawyer or notary public authorized to certify true copies. ### Coverage Across the UAE We issue certified true copies for clients across Dubai, with appointments also available in Abu Dhabi and Sharjah. See our Certified True Copy Attestation in Abu Dhabi and Certified True Copy Attestation in Sharjah pages for more detail. - [Abu Dhabi](https://certifiedtruecopydubai.ae/certified-true-copy-attestation-abu-dhabi/) - [Sharjah](https://certifiedtruecopydubai.ae/certified-true-copy-attestation-sharjah/) Reviews ## What clients say Keep Reading ## Related Pages - [Certified True Copy of Bank Statements & Utility Bills](https://certifiedtruecopydubai.ae/certified-true-copy-of-bank-statements-utility-bills/) - [Certified True Copy Attestation Fees & Process](https://certifiedtruecopydubai.ae/certified-true-copy-attestation-fees-dubai/) - [Same-Day / Urgent Certified True Copy Attestation](https://certifiedtruecopydubai.ae/same-day-true-copy-attestation-dubai/) - [Certified True Copy vs Notarization vs Attestation guide](https://certifiedtruecopydubai.ae/certified-true-copy-vs-notarization-vs-attestation/) - [Individual Document Certification hub](https://certifiedtruecopydubai.ae/individual-document-certification-dubai/) - [Certified True Copy of Emirates ID](https://certifiedtruecopydubai.ae/certified-true-copy-of-emirates-id/) Questions ## Frequently Asked Questions This is set by your lender or mortgage broker, not by the certification process. Check their document checklist, and bring exactly the statement period they have requested. Yes, we can provide certification for each account holder’s statement. It is worth checking with your lender whether they need each person’s statement certified separately. No. Certification confirms the copy matches the original document. Assessing your income and affordability is entirely your lender’s process. In most cases, yes, provided the statement is issued on the bank’s official letterhead or format. Bring it in its original issued form to your appointment. This is uncommon, but if it happens, contact us and we will help you understand what your lender is asking for and book the appointment again if needed. ## Get Your Bank Statements Certified for Your Mortgage or Loan Contact us today and we will prepare your certified true copies in house. [Contact Us](https://certifiedtruecopydubai.ae/contact-us/) [WhatsApp us](https://wa.me/971524841790) Get In Touch ## Send Us Your Enquiry Submit your name, phone number, document type, purpose of certification, and preferred appointment time, and our team will confirm the details with you. - 10th floor, Battuta Gate offices, Dubai, UAE - +971 52 484 1790 - info@certifiedtruecopydubai.ae Certified True Copy Dubai We issue certified true copies for personal and business documents across Dubai, Abu Dhabi and Sharjah, issued by our own licensed UAE lawyers and legal consultants. 10th floor, Battuta Gate offices, Dubai, UAE +971 52 484 1790 [info@certifiedtruecopydubai.ae](mailto:info@certifiedtruecopydubai.ae) ### Quick Links - [Individual](https://certifiedtruecopydubai.ae/individual-document-certification-dubai/) - [Corporate](https://certifiedtruecopydubai.ae/corporate-document-certification-dubai/) - [Same-Day](https://certifiedtruecopydubai.ae/same-day-true-copy-attestation-dubai/) - [Fees](https://certifiedtruecopydubai.ae/certified-true-copy-attestation-fees-dubai/) - [FAQ](https://certifiedtruecopydubai.ae/faq/) ### Document Types - [Passport](https://certifiedtruecopydubai.ae/certified-true-copy-of-passport-dubai/) - [Emirates ID](https://certifiedtruecopydubai.ae/certified-true-copy-of-emirates-id/) - [Driving License](https://certifiedtruecopydubai.ae/certified-true-copy-of-driving-license/) - [Educational Certificates](https://certifiedtruecopydubai.ae/certified-true-copy-of-educational-certificates/) - [Marriage and Birth Certificates](https://certifiedtruecopydubai.ae/certified-true-copy-of-marriage-birth-certificates/) ### Get Started - [WhatsApp Us](https://wa.me/971524841790) - [Call Us](tel:+971524841790) - [Send an Enquiry](https://certifiedtruecopydubai.ae/contact-us/) © 2026 Certified True Copy Dubai. Licence number 1467583. Certification is carried out in house by our own lawyers and legal consultants. Certified true copies issued in house by our own licensed UAE lawyers and legal consultants. Developed by [Azhar Ali](https://azhar.softglaze.com) ([softglaze.com](https://softglaze.com))